Workers Compensation

Workers compensation insurance covers your business from financial costs when a worker sustains a work-related injury or disease. It also protects injured workers by providing weekly payments to cover loss of earning capacity, payment of reasonable medical and rehabilitation expenses, and other entitlements.
https://www.workcover.wa.gov.au/workers/understanding-your-rights-obligations-entitlements/
Our Insurance Brokers’ Code of Practice describes what you can expect when dealing with a broker and the responsibilities of each party in the process.
https://www.workcover.wa.gov.au/wp-content/uploads/2021/07/2017-Insurance-Brokers-Code-of-Practice-Web-version.pdf

Employers – Your Responsibility

In Western Australia, the law requires employers to provide a high standard of safety and health at their workplaces and ensure, as far as practicable, that employees are not injured or harmed because of their work.
As an employer, you have a responsibility to provide and maintain, as far as practicable, a safe working environment for your workers, under Section 19(1) of the Occupational Safety and Health Act 1984 (OSH Act). This is called the employer’s ‘duty of care’. This includes:

• providing and maintaining workplaces, plant and systems of work so your workers are not exposed to hazards;
• providing information about any hazards and risks from the work;
• providing instruction, training (including an induction) and supervision to all employees so are able to work safely;
• consulting and co-operating with safety and health representatives (if any) and all employees about safety and health;
• where it is not practicable to avoid the presence of hazards, providing adequate personal protective clothing and equipment without any cost to workers;
• ensuring safety and health in relation to plant and hazardous substances so workers are not exposed to hazards.